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	<title>Amicus Federal Credit Union &#187; wendy</title>
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	<link>http://amicus.coop</link>
	<description>Your Financial Friend</description>
	<lastBuildDate>Tue, 11 Jun 2013 21:38:05 +0000</lastBuildDate>
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		<title>Amicus would like to introduce the Haney Family</title>
		<link>http://amicus.coop/2013/06/amicus-would-like-to-introduce-the-haney-family/</link>
		<comments>http://amicus.coop/2013/06/amicus-would-like-to-introduce-the-haney-family/#comments</comments>
		<pubDate>Tue, 11 Jun 2013 21:27:55 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=740</guid>
		<description><![CDATA[Lung Andencarcinoma has been increasing in recent years, whereas another form of non-small cell lung cancer, squamous cell carcinoma, has been decreasing. It is also the most common form of lung cancer found in women, and is often found in non-smokers. Kaylynn Haney is 31 years old, a wife, mother of two and despite having [...]]]></description>
				<content:encoded><![CDATA[<p>Lung Andencarcinoma ha<a href="http://amicus.coop/wp-content/uploads/2013/06/Haney-Family.jpg"><img class="size-medium wp-image-741 alignleft" alt="SONY DSC" src="http://amicus.coop/wp-content/uploads/2013/06/Haney-Family-300x166.jpg" width="300" height="166" /></a>s been increasing in recent years, whereas another form of non-small cell lung cancer, squamous cell carcinoma, has been decreasing. It<a href="http://amicus.coop/wp-content/uploads/2013/06/Haney.jpg"><img class="size-medium wp-image-742 alignright" alt="" src="http://amicus.coop/wp-content/uploads/2013/06/Haney-300x168.jpg" width="236" height="148" /></a> is also the most common form of lung cancer found in women, and is often found in non-smokers. Kaylynn Haney is 31 years old, a wife, mother of two and despite having never been a smoker, is battling this disease. With your help, Amicus would like to help the Haney family. There is not a lot of awareness about her particular disease and therefore the financial aid available to help those that are fighting this kind of cancer is very limited. As we all know the rising cost of medical care can take a toll on a family who already has such a burden to bear. For every loan closed in the month of July (excluding visa credit cards) Amicus will donate $25 to their family. We are also holding a donation account in their name, so that people may donate as much as they would like. Please aid Amicus in doing what we can for a wonderful family!</p>
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		<title>Holiday Closures</title>
		<link>http://amicus.coop/2013/06/office-closures/</link>
		<comments>http://amicus.coop/2013/06/office-closures/#comments</comments>
		<pubDate>Mon, 10 Jun 2013 19:51:51 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=239</guid>
		<description><![CDATA[July 4 &#8211; Independence Day September 3 &#8211; Labor Day October 14 &#8211; Columbus Day November 11 &#8211; Veterans Day November 28 &#8211; Thanksgiving Day December 24 – Closing at 1:00 pm December 25 &#8211; Christmas Day &#160;]]></description>
				<content:encoded><![CDATA[<p>July 4 &#8211; Independence Day</p>
<p>September 3 &#8211; Labor Day</p>
<p>October 14 &#8211; Columbus Day</p>
<p>November 11 &#8211; Veterans Day</p>
<p>November 28 &#8211; Thanksgiving Day</p>
<p>December 24 – Closing at 1:00 pm</p>
<p>December 25 &#8211; Christmas Day</p>
<p>&nbsp;</p>
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		<title>Amicus is proud to annouce our Olympic Sponsorship for Race-2-Place</title>
		<link>http://amicus.coop/2013/04/amicus-is-proud-to-annouce-our-olympic-sponsorship-for-race-2-place/</link>
		<comments>http://amicus.coop/2013/04/amicus-is-proud-to-annouce-our-olympic-sponsorship-for-race-2-place/#comments</comments>
		<pubDate>Fri, 19 Apr 2013 22:27:50 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=731</guid>
		<description><![CDATA[Race 2 Place is a fun, scenic, out-and-back run along the shores of the Spokane River on the Centennial Trail in the Spokane Valley. We are one of the few events to offer a super “cool” short sleeve Tech shirt. Race 2 Place is a key fundraiser to benefit Parker’s Place, a camp offered free [...]]]></description>
				<content:encoded><![CDATA[<p>Race 2 Place is a fun, scenic, out-and-back run along the shores of the Spokane River on the Centennial Trail in the Spokane Valley. We are one of the few events to offer a super “cool” short sleeve Tech shirt.</p>
<div>
<p>Race 2 Place is a key fundraiser to benefit Parker’s Place, a camp offered free of charge to families who have suffered a tragedy and was created in memory of Parker Brown. Learn more about the reason behind the run <a href="http://www.race2place.org/the-reason" target="_blank">here</a>.</p>
</div>
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		<title>Inland Northwest Motorcycle Show</title>
		<link>http://amicus.coop/2013/03/inland-northwest-motorcycle-show/</link>
		<comments>http://amicus.coop/2013/03/inland-northwest-motorcycle-show/#comments</comments>
		<pubDate>Tue, 05 Mar 2013 20:19:22 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=725</guid>
		<description><![CDATA[The Motorcycle show will be at the Spokane Fairgrounds March 15-17. Stop by the Amicus booth for our March loan special or contact us today for pre-approval.]]></description>
				<content:encoded><![CDATA[<p>The Motorcycle show will be at the Spokane Fairgrounds March 15-17. Stop by the Amicus booth for our March loan special or contact us today for pre-approval.</p>
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		<title>Merchant Surcharging – Understanding Payment Card Changes</title>
		<link>http://amicus.coop/2013/02/merchant-surcharging-understanding-payment-card-changes/</link>
		<comments>http://amicus.coop/2013/02/merchant-surcharging-understanding-payment-card-changes/#comments</comments>
		<pubDate>Fri, 01 Feb 2013 20:05:06 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=704</guid>
		<description><![CDATA[What is a Surcharge? A payment card surcharge is a fee that a retailer adds to the cost of a purchase when a customer uses a payment card. Changes to Surcharging Fees in the United States Beginning January 27, 2013, merchants in the United States and U.S. Territories will be permitted to impose a surcharge [...]]]></description>
				<content:encoded><![CDATA[<p><b>What is a Surcharge?</b></p>
<p>A payment card surcharge is a fee that a retailer adds to the cost of a purchase when a customer uses a payment card.</p>
<p><b>Changes to Surcharging Fees in the United States</b></p>
<p>Beginning January 27, 2013, merchants in the United States and U.S. Territories will be permitted to impose a surcharge on consumers when they use a credit card.</p>
<p>Historically Visa has not permitted retailer surcharging, but allowing surcharging was a key provision required by merchants to settle long-standing litigation brought by a class of retailers in 2005.</p>
<p>What This Means for Consumers</p>
<ul>
<li>Consumers will pay an additional fee when they use their credit card at retailers that decide to surcharge.</li>
<li><b>Consumers should be aware there are limits to the amount merchants can surcharge. *</b></li>
<li><b>Retailers</b> are permitted to apply a surcharge to only credit card purchases and <b>cannot impose a surcharge for purchases made using a debit or prepaid card.</b></li>
<li>If retailers intend to impose a surcharge on credit card purchases, they are required to notify customers before customers make an actual purchase at the store entrance and at the point of sale – or in an online environment, on the first page that references credit card brands.</li>
<li><b>Retailers must disclose surcharge fees on every receipt</b> – both in store and online. Carefully review receipts where checkout fees should appear.</li>
<li>Retailers Can Offer a Discount for Cash and Check Purchases</li>
</ul>
<p>Retailers can encourage their customers to use other forms of payment, such as cash and checks, and can discount for PIN debit and cash and checks.</p>
<div>
<p><strong>You can find more information regarding the new surcharge fee at: <a href="http://usa.visa.com/personal/using_visa/checkout_fees/index.html">http://usa.visa.com/personal/using_visa/checkout_fees/index.html</a></strong></p>
</div>
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		<title>Dave Ramsey Course Coming Soon</title>
		<link>http://amicus.coop/2012/12/dave-ramsey-course-coming-soon/</link>
		<comments>http://amicus.coop/2012/12/dave-ramsey-course-coming-soon/#comments</comments>
		<pubDate>Fri, 28 Dec 2012 02:22:53 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=219</guid>
		<description><![CDATA[Ask and you shall receive! Financial education, that is. Amicus is gearing up for another round of Dave Ramsey’s Financial Peace University and we want YOU to join us! Where: Amicus Federal Credit Union Classes begin: March 7, 2013 from 5:30pm to 7:30pm Cost: FREE! That’s right, there is no cost to take this class. There is [...]]]></description>
				<content:encoded><![CDATA[<p>Ask and you shall receive!</p>
<p>Financial education, that is. Amicus is gearing up for another round of Dave Ramsey’s Financial Peace University and we want YOU to join us!</p>
<p><strong>Where:</strong> Amicus Federal Credit Union</p>
<p><strong>Classes begin:</strong> March 7, 2013 from 5:30pm to 7:30pm</p>
<p><strong>Cost:</strong> FREE!</p>
<p>That’s right, there is no cost to take this class. There is an optional work kit with books and audio for $99 which helps you make the best of your class time. The class is taught by President/CEO Wendy Gillies who donates her time to help you learn to be debt free. She is a huge advocate and follower of the Dave Ramsey principles. <strong>Please RSVP by February 16th as seating is limited.</strong></p>
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		<title>Merry Christmas</title>
		<link>http://amicus.coop/2012/11/merry-christmas/</link>
		<comments>http://amicus.coop/2012/11/merry-christmas/#comments</comments>
		<pubDate>Wed, 28 Nov 2012 23:09:04 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=318</guid>
		<description><![CDATA[One of our favorite quotes from Dave Ramsey: &#8220;Can you believe Christmas is on December 25th this year?&#8221; If you find yourself scrambling this Christmas Season, stop into Amicus to see how we can help relieve the stress.]]></description>
				<content:encoded><![CDATA[<p>One of our favorite quotes from Dave Ramsey:</p>
<p>&#8220;Can you believe Christmas is on December 25th this year?&#8221;</p>
<p>If you find yourself scrambling this Christmas Season, stop into Amicus to see how we can help relieve the stress.</p>
]]></content:encoded>
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		<title>Welcome to Your Credit Union</title>
		<link>http://amicus.coop/2012/08/summer-is-here-and-our-rates-are-sizzling-hot/</link>
		<comments>http://amicus.coop/2012/08/summer-is-here-and-our-rates-are-sizzling-hot/#comments</comments>
		<pubDate>Mon, 06 Aug 2012 13:48:12 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=605</guid>
		<description><![CDATA[Welcome to Amicus FCU! If you joined the credit union for FREE checking or a great auto loan rate and you still have accounts at a bank we hope you will give us the opportunity to become your primary financial service provider. What is the difference of having your accounts with Amicus than a major [...]]]></description>
				<content:encoded><![CDATA[<p>Welcome to Amicus FCU! If you joined the credit union for <strong>FREE</strong> checking or a great auto loan rate and you still have accounts at a bank we hope you will give us the opportunity to become your primary financial service provider.</p>
<p>What is the difference of having your accounts with Amicus than a major bank? At Amicus, once you become a member, you are an owner. We are here to serve you. For more information, contact our friendly staff today.</p>
<address> </address>
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		<title>Spring Into Summer With A New Toy</title>
		<link>http://amicus.coop/2012/03/our-low-rates-are-out-of-control/</link>
		<comments>http://amicus.coop/2012/03/our-low-rates-are-out-of-control/#comments</comments>
		<pubDate>Mon, 05 Mar 2012 16:19:24 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=388</guid>
		<description><![CDATA[Setting your sights on a new toy for your summer vacation? Whether you are in the market for a vehicle, RV, boat, or ATV, stop by Amicus. With pre-approved financing from Amicus, you will be in the best position to buy the toy that is right for you. With a loan from Amicus, you have [...]]]></description>
				<content:encoded><![CDATA[<p>Setting your sights on a new toy for your summer vacation? Whether you are in the market for a vehicle, RV, boat, or ATV, stop by Amicus. With pre-approved financing from Amicus, you will be in the best position to buy the toy that is right for you. With a loan from Amicus, you have more choices. You are also able to consider purchasing from a private seller. Just make sure you review the service records and have the vehicle checked out by a reliable mechanic.</p>
<p>Stop by today and let us help you spring into summer with a pre-approved loan. You can also apply online on our web site or through Amicus’ home banking site.</p>
<p>&nbsp;</p>
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		<title>47th Annual Meeting</title>
		<link>http://amicus.coop/2012/01/47th-annual-meeting/</link>
		<comments>http://amicus.coop/2012/01/47th-annual-meeting/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 19:06:45 +0000</pubDate>
		<dc:creator>wendy</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://amicus.coop/?p=372</guid>
		<description><![CDATA[Credit Unions are owned and operated by their members. The annual meeting is the time when credit union members elect, from their membership, individuals to set the policies for the credit union. Adult members will have the opportunity to vote on two board positions. Children and adults have a chance to win prizes. The brief [...]]]></description>
				<content:encoded><![CDATA[<p>Credit Unions are owned and operated by their members. The annual meeting is the time when credit union members elect, from their membership, individuals to set the policies for the credit union. Adult members will have the opportunity to vote on two board positions. Children and adults have a chance to win prizes. The brief meeting will be held at Amicus on Tuesday, February 21 at 5:30pm. All members are invited to participate. Light refreshments will be served.</p>
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