Author Archives: wendy

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NEW SURCHARGE FREE ATM NETWORK

We are excited to announce a larger ATM network for our members to utilize. Since last March, when an ATM network closed its doors, we have been diligently searching for a new surcharge free ATM Network for you to use.  We are honored to announce you can now use your debit cards at CO-OP ATMS.  […]

Holiday Closures

February 15                President’s Day

Happy New Year

May this year of 2016 be: A year of Health and Happiness, A year of Wealth and Wisdom, A year of Peace and Prosperity, A year of Glee and Glow, And also a year of Love and Laughter

“The stockings were hung by the chimney with care”…

Do you have the money you need to get the gifts you want this year? We are offering a $3,000 Christmas cash loan with a rate as low as 5.74% *APR just to help you get through the holidays. This offer is good through December 18, 2015. Let us help you this Christmas and don’t […]

iPhone App

As many are aware, iPhone had a recent update. This update is not compatible with the Amicus app. Amicus has taken the necessary steps to remove the iTunes app and will reactivate once the app is compatible. In the meantime, you can add a bookmark of the Amicus homepage to your phone for ease of […]

Did you know you can withdrawal funds and make deposits at other credit unions?

Amicus is a part of the CO-OP Shared Branching network.  The most popular credit unions in our area that participate in Shared Branching are STCU and Global Credit Union.  To find a credit union near you visit:  https://co-opcreditunions.org/locator/?loctype=S  In order to access your account you will need to know your member number and have a […]

Save more with Amicus’ Debit Card Round Up

Every time you use your debit card, the transaction will be rounded up to the nearest dollar, and at the end of the day, the increased amount from each of your transactions will be transferred from your debit card checking account into a designated account as a single transaction. The program is FREE. There’s no […]

Mortgage Tips

Who is required to have mortgage insurance? Typically on a conventional loan, if your down payment is less than 20 percent of the value of the home, lenders will require you to carry mortgage insurance. Usually, you pay those mortgage insurance premiums until your loan-to-value ratio (LTV) — this is simply the amount of money […]

What is the difference between origination and discount points when applying for a mortgage?

Moneyeconomics.com has a great answer: Mortgage Points are a type of fee paid at closing by the borrower to the mortgage lender. There are two types of points: Origination Points and Discount Points. Each point equals to 1% of the loan amount. Origination points are charged to recover some costs of the loan origination process. […]